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BLUECHOICE PPO |
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IN-NETWORK |
OUT-OF-NETWORK |
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| CHOICE OF PROVIDER | Choice of any doctor and hospital in the PPO Network. | Any licensed doctor or hospital. |
| Annual Deductible |
Individual $300 |
Individual $300 |
| Covered Percentage |
80% |
60% |
| Annual Out-of-Pocket Maximum Deductible and co-payments are excluded from out-of-pocket maximums. |
Individual $2,000 |
Individual $4,000 |
| Lifetime Maximum |
$2,000,000 |
$2,000,000 |
| OFFICE SERVICES | ||
| Primary Care Physician (PCP) Office Visit |
You pay a $15 co-payment per visit |
You pay 40% after deductible |
| Specialty Care Physician (SCP) Office Visit |
You pay a $25 co-payment per visit |
You pay 40% after deductible |
| Annual Gynecological Exam by
PCP Annual Gynecological Exam by SCP |
You pay a $15 co-payment per visit |
Not Covered |
| Maternity Services (Physician care per pregnancy) |
You pay a $100 co-payment per pregnancy |
You pay 40% after deductible |
| Mammograms by SCP |
Included in office visit co-payment |
You pay 40% after deductible |
| Pap Smear |
Included in office visit co-payment |
You pay 40% after deductible |
| Prostate Screening |
Included in office visit co-payment |
You pay 40% after deductible |
| Periodic Health Assessment |
You pay a $15 co-payment per visit |
Not Covered |
| Flu Shots |
Included in office visit co-payment |
Not Covered |
| Well Baby Care |
You pay a $15 co-payment per visit |
Not Covered |
| INPATIENT SERVICES | ||
| Semi-Private Room, Board and Other Covered Services |
You pay 20% after deductible |
You pay 40% after deductible |
| EMERGENCY SERVICES (EMERGENCY ROOM) | ||
| Medical emergencies are paid at 100% after emergency room co-payment. No benefits for non-emergency visit to the emergency room. |
You pay a $50 co-payment per visit |
You pay a $50 co-payment per visit |
| OTHER SERVICES | You pay a $20 co-payment per prescription for a 30 day supply plus the difference between the brand name and the generic if brand name is chosen when generic is available | |
| Prescription Drugs | You pay a $20 co-payment for generic, $30.00 for brand name and $50.00 for non-formulary per prescription for a 30 day supply. | |
| Mail Order
Prescription Drugs Long-term or maintenance medication |
You pay a $40 co-payment for generic, $60.00 for brand name and $100.00 for non-formulary per prescription for a 90 day supply from PrecisionRX | |
| Physical Therapy, Occupational Therapy and Chiropractic Care (30 visits combine per calendar year) |
You pay 20% after deductible |
You pay 40% after deductible |
| MENTAL HEALTH/SUBSTANCE | ||
| Inpatient – 30 days per year |
You pay 20% after deductible |
You pay 50% after deductible |
| Outpatient – 20 days per year |
You pay 20% after deductible |
You pay 50% after deductible |
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This outline is designed only to provide a summary of
benefits. |
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